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The faith-filled community at SWU is comprised of students, faculty and staff who are passionate about learning and growing, both inside and outside of the classroom.

Financial Aid for Online Programs

Your education can be one of the best investments you'll ever make — and we'll help you every way we can. Each student is given personal consideration to fit the financial aid package to the student’s need.

Step-by-Step Guide to Financial Aid

1. Get a FSA User ID

An FSA (Federal Student Aid) ID gives you access to Federal Student Aid’s online systems. A FSA User ID will allow you to sign your FAFSA application electronically. If parent information is required on the FAFSA, your parents must also apply for FSA User ID.

Get your FSA User ID

2. Fill out the FAFSA

All federal grants, loans, and federal work study program funds are awarded based on the information you provide on the Free Application for Federal Student Aid (FAFSA). In order to receive federal financial aid, you must complete the FAFSA and submit it for processing. Make sure that you list SWU under the Information Release section. SWU's school code is 003422. If you have questions about the FAFSA, visit our FAFSA page or contact the SWU Financial Aid Office at (864) 644-5556.

Complete the Online FAFSA

3. Entrance Counseling for Student Loans

If you are planning to obtain a loan to cover the cost of education and have never borrowed a Federal Stafford Loan before, you must complete the Entrance Counseling document on the StudentLoans.gov website. You will be prompted to log in to complete the counseling process and will need your FSA ID. The counseling contains information about student loans. You will be asked questions to ensure that you understand the student loan information. Previous Stafford Loan borrowers are waived from this requirement (unless the loan is paid in full).

Go to StudentAID.gov

  • Sign-in using the student Federal Student Aid (FSA) ID
  • Complete the Entrance Counseling found under the ‘Complete Aid Process’ tab.

4. Master Promissory Note for Student Loans

If you are planning to obtain a loan to cover the cost of education, you must complete the Master Promissory Note (MPN) on the StudentLoans.gov website. You will be prompted to log in to complete the document and will need your FSA ID. Select the Subsidized/Unsubsidized type for both undergraduate and graduate students. The MPN provides specific information regarding student loans, loan limits, interest, subsidized and unsubsidized loans, and repayment. ALL questions on the Promissory Note must be completed. If you have previously borrowed a Federal Direct Loan within the past 10 years, you are waived from this requirement.


  • Sign-in using the student Federal Student Aid (FSA) ID
  • Complete the Subsidized/Unsubsidized Loan MPN found under the ‘Complete Aid Process’ tab.

5. Annual Student Loan Acknowledgement

Beginning with the 2020-2021 aid year, student loan borrowers must review their student loan balance each year before receiving additional student loan funds. During the acknowledgement process, a student loan borrower will review current federal student loan debt, estimated monthly payments upon graduation or withdrawal, loan lender information and federal loan limits.


  • Sign-in using the student Federal Student Aid (FSA) ID
  • Complete the Annual Student Loan Acknowledgement found under the ‘Complete Aid Process’ tab.

Please download the Financial Aid Instruction Sheet PDF for details on the required forms and additional financial aid information.

Note: Online and Graduate students planning to begin classes between May 1 and June 30 must complete paperwork for the current financial aid year AND for the upcoming financial aid year.

We're here to answer all of your questions and be sure you have a full understanding of the costs to complete your program, your available funding sources, and the whole process to bring it all together. Contact us at 877-644-5556 or should you need additional help in the aid process.

Financial Aid - Online Programs

Profile image of Cami  Miller

Cami Miller - Senior Financial Aid Counselor - Online Programs

Location: Rickman Library-Upper LevelPhone: 864-644-5519
Profile image of Tasha Morgan

Tasha Morgan - Director of Financial Aid

Location: Rickman Library Rm 224Phone: 864-644-5501


Financial Aid Office
907 Wesleyan Drive
PO Box 1020
Central, SC 29630
Phone: 864-644-5500
Fax: 864-644-5914